Ameritas Group—Large & Small Groups
Overview
Ameritas offers four PPO dental plans that include Dental RewardsSM—a unique feature that allows insureds who meet certain utilization criteria to roll over a portion of their unused benefits each year, thereby increasing their benefits annually without additional costs. Ameritas also offers two very affordable vision plans that can enable even the smallest groups to add vision care for their employees at a very low cost. Best of all, Ameritas can combine the dental and vision benefits into one plan called “FUSION.” All Ameritas dental and eye care plans are available to groups from 3 to 99 lives!
Ameritas Scheduled PPO.
The Ameritas Scheduled PPO features a benefit schedule that clearly lists all covered dental procedures and the dollar amount of coverage for each. Insureds have the freedom to select any dentist and still receive the same coverage for services. The plan features a $1,000 calendar year maximum with Dental Rewards. This plan may be offered as a dual option with any of the other Ameritas CoPower plans with a minimum of enrollment of three employees in each plan.
Ameritas 1200.
The Ameritas Plan 1200 features a $1200 calendar year maximum benefit. Members can access care through the statewide FDH PPO network or visit any licensed provider. The plan reimburses out-of-network dentists the same as PPO contracted providers, thus making Ameritas Plan 1200 their most affordable plan.
Ameritas 1500.
The Ameritas Plan 1500 has a $1500 calendar year maximum. Members have the option of visiting an in-network provider for maximum savings or any licensed provider. A “FUSION” vision benefit program can be added to this plan for a nominal amount per employee per month. The plan reimburses out-of-network dentists based on Usual, Customary & Reasonable charges.
Ameritas 1500-2.
The Ameritas Plan 1500-2 offers the richest dental benefits with a $1500 calendar year maximum and 100/80/50 coverage in- or out-of-network. Members can visit a PPO provider for significant savings but have the option of visiting any dentist. A “FUSION” vision plan can be added to this plan for a nominal amount per employee per month. The plan reimburses out-of-network dentists based on Usual, Customary & Reasonable charges.
Dental Rewards Program.
Dental Rewards is a unique benefit that rewards members and their dependents who care for their teeth and only use a portion of their calendar year maximum. It gives members the opportunity to build their calendar year maximum and set benefit dollars aside for their future dental needs.
Vision Perfect Eye Care Plans.
The Vision Perfect Eye Care indemnity plans provide generous allowances and frequencies for covered expenses. Two plans are available: “Materials Only” or “Materials and Exam.” Either care plan can be combined with the Ameritas 1500 or 1500-2 dental plans for a “FUSION” of real plan savings! Both plans are available standalone on a voluntary or employer-paid basis.
Contact Information.
Website: http://www.ameritasgroup.com
To check benefits or find a dentist: Online Dentist Directory
Customer Service:
Phone: 800.487.5553
Fax: 402.467.2030
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