Simplicity + Freedom of Choice

CoPower was founded in 1995 to bring big company ancillary benefits to small employers. Today, we work with more than 6,000 employer groups, serving more than 250,000 of their employees and family members.

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Leading Ancillary Benefits

CoPower offers employer-paid and voluntary products from the nation’s leading ancillary benefit carriers, but what makes us unique is our ability to bundle products and services.
  • Dental PPO & HMO
  • Vision
  • Short-term & Long-term disability
  • Guaranteed issue Enhanced Life amounts up to $150,000 for groups of 10+ with no medical forms to complete
  • Chiropractic and Acupuncture

Powerful Bundles & Free Add Ons


CoPower ONE

A multi-carrier bundle (Delta Dental, VSP, and UNUM Life) for groups of 2-99 at a fixed price per employee.

CoPower ONE



Choose a stand-alone plan or mix and match plans from our elite partner portfolio



Delta Choice (Premier & PPO)

An exclusive CoPower product, has no ineligible industries and provides access to Delta Dental Premier network providers

Delta Choice



A free online HR Support resource for all employers with a CoPower plan and HR news alerts




Stretch employee paychecks with money-saving offers and exclusive discounts. Members enjoy savings on dining, theme parks, shopping, and a host of other services.


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Discount Rx Card

Free discount prescription card to members with up to 75% discounts on prescription drugs (discounts average roughly 30%). Honored at more than 56,000 pharmacies!

Discount Rx Card

Superior Service

  • Fast Turnaround.
    Cases are approved in two business days or less for Complete CoPower ONE, as well as standalone Delta Dental, Vision Service Plan (VSP), and UNUM
  • Empower Portal.
    Employers can easily manage enrollments, terminations, changes, commissions, view invoices, renewals, and more
  • Real People.
    A dedicated customer success representative is your direct contact – no automated phone queues. Ever
  • One Bill.
    Consolidated billings for all carriers and coverages


Stable Costs

  • Rate Stability & Easy Renewals — Much simpler and cost-effective compared to individually rated groups
  • No administration fees on CoPower ONE, MetLife, or Delta Dental of California plans

Your Selected Documents

All set with your selections? You can email these documents to yourself or your client – or, download them from the links below.